Lunos is transforming decentralized insurance with automation, transparency, and scalability at its core.
Building on Uno Re’s legacy—over $3.3M in on-chain coverage and $200K+ in claim payouts since 2021—Lunos introduces a next-generation risk protection protocol tailored to Web3’s evolving needs.
In the last two years, DeFi exploits, stablecoin depegs, and validator slashing have caused over $3 billion in losses, yet less than 0.5% of DeFi’s TVL is insured. Traditional coverage models, slowed by approvals and governance-heavy processes, struggle to keep up.
Lunos addresses these gaps with Actively Validated Services (AVS) and AI agents, automating claims validation, eliminating human subjectivity, and powering a trustless decision-making system for broader Web3 applications.
By combining AI agents with decentralized claim resolution, Lunos enables instant, dispute-free payouts, reducing fraud and bridging off-chain data into Web3.
Truly Decentralized Coverage
Traditional coverage models face significant challenges: slow governance-based approvals, economic misalignment, and limited scalability. Manual voting mechanisms and centralized review processes delay payouts, while traditional insurance structures often prioritise maximising revenue and turning down claims over fairness. Lunos is going to address these challenges through three main technological innovations.
- Actively Validated Services (AVS) for Automated Claims
Lunos leverages EigenLayer’s decentralized AVS infrastructure to eliminate human-dependent approvals and governance voting, ensuring real-time claim verification and execution.
- Immediate, dispute-free settlements for smart contract exploits, stablecoin depegs, and validator slashing.
- A trustless execution model ensuring fair claim outcomes without manual intervention.
- Faster risk resolution, with claims processed instantly upon detection of a qualifying event.
- Agentic-intent model
The network of diverse AI agents will act on the specified parameters to provide predictions on particular loss events or predict certain outcomes. The human operators will be the second court overseeing AI responses, and if needed, rejecting/ignoring the answers if they find the models to be hallucinating.
- Enables bringing a variety of off-chain data sources on-chain
- Two-stage mechanism ensuring each data piece is carefully validated
- Opportunity of onboarding a variety of traditional products to Web3
This innovation will expand the scope beyond coverage and security to a more general web3 data-validation framework.
- AI-Powered Risk Assessment
Lunos integrates AI-driven risk intelligence to enhance underwriting and claim accuracy:
- Detects exploit patterns and high-risk transactions before they escalate.
- Continuously improves risk models using historical attack data.
- Optimizes underwriting and claim execution, reducing inefficiencies and increasing claim validity.
By merging AVS-powered execution with AI-driven analysis, Lunos ensures that decentralized coverage remains adaptive, efficient, and scalable. Users and protocols receive financial protection precisely when they need it.
A Legacy of Protection, Rebuilt for the Future
Lunos builds on Uno Re’s proven foundation in decentralized coverage, refining and expanding its model to meet Web3’s evolving needs. Current coverage includes:
- Smart Contracts – Protection against vulnerabilities in DeFi protocols.
- Stablecoin Depegs – Automated payouts when stablecoin prices fall below a critical threshold.
- Validator Slashing – Compensation for losses from slashing events.
By integrating real-time risk assessment and AVS-powered settlements, Lunos broadens decentralized coverage offering while introducing a fully automated claims model enhanced by AI for improved fraud detection and underwriting.
Shaping the Future of On-Chain Protection
With its launch, Lunos sets the stage for future innovations, including expanded coverage, deeper AVS integrations, and robust security services, solidifying its role as a leader in decentralized risk management.
As Web3 adoption accelerates, risk management must evolve to match the speed and complexity of modern blockchain ecosystems. Lunos is built to bridge this gap, ensuring that protocols, stablecoins, validators, and tokenized assets remain protected in a rapidly shifting landscape.
For more details on Lunos and its decentralized coverage and security solutions, visit Lunos.xyz.
