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REFXOF

Convert and swap Ref Finance to West African CFA Franc

REF/XOF 1 REF equals XOF

Ref Finance
West African CFA Franc
Last update: Dec 11, 2025 10:05 AM

Market latest

Ref Finance is falling this week

The current REF to XOF conversion rate is 37.43748426. Inversely, this means that if you convert 1 REF you will get 37.43748426 XOF.
The conversion rate of REF/XOF has not changed in the last hour and shrunk by 5.34% in the last 24 hours.

$2.95M

MARKET CAP

$0.00

VOLUME (24H)

45.5M

CIRCULATING SUPPLY

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About Ref Finance

Ref Finance is a cryptocurrency that operates on a decentralized network, allowing for secure peer-to-peer transactions without the need for intermediaries. It utilizes blockchain technology to maintain a public ledger of all transactions, ensuring transparency and security.

Frequently asked questions

How much is 1 Ref Finance in XOF?

Right now, 1 Ref Finance is worth about 0.00000000 XOF.

How much REF could I buy for 1 XOF?

Based on the current rate, you could get 0.00000000 REF for 1 XOF.

How do I calculate or convert REF to XOF?

You can use our REF to XOF calculator at the top of this page to convert any amount of REF to XOF. We've also created a couple of quick reference tables for the most popular conversions. For example, 5 XOF is equivalent to 0.00000000 REF. Inversely, 5 REF will cost about 0.00000000 XOF.

How can I buy 1 Ref Finance on Exchanges?

Ref Finance is currently available to buy on multiple centralized exchange. Check out our guide to get more detailed instructions on how to buy Ref Finance.

What are assets similar to Ref Finance that I can buy?

There are a number of crypto assets that have the a similar or comparable market cap to Ref Finance, including Bitcoin (BTC), Ethereum (ETH), and Tether USDt (USDT). For a more robust list of assets to explore, jump to the asset page dedicated to Ref Finance (REF).

How do Ref Finance to West African CFA Franc conversion rates change over time?

Ref Finance to West African CFA Franc conversion rates fluctuate constantly based on market demand, trading volume, and overall crypto market conditions. These rates can change by several percentage points within a single day.

What fees should I expect when converting Ref Finance to West African CFA Franc?

When converting Ref Finance to West African CFA Franc, you may encounter exchange fees (typically 0.1% to 1.5%), network transaction fees, and potential spread costs. Our converter displays the current exchange rate, but actual costs may vary by platform. Be sure to check the fee structure on your chosen exchange before converting.

What affects the Ref Finance to West African CFA Franc conversion rate?

The Ref Finance to West African CFA Franc rate is influenced by market demand, trading volume, global economic trends, and investor sentiment. News, regulations, and institutional adoption also play major roles in price changes.

Is it better to convert Ref Finance to West African CFA Franc in today's market conditions?

Many traders convert Ref Finance to West African CFA Franc during bearish market trends to preserve value, while converting West African CFA Franc to Ref Finance during bullish trends to capitalize on price increases. Market timing strategies vary based on individual investment goals.

Can I set up automated Ref Finance to West African CFA Franc conversions?

Yes, many crypto exchanges offer limit orders and recurring purchase features that allow you to automatically convert between Ref Finance and West African CFA Franc at predetermined price points or time intervals.

How does Ref Finance's volatility affect West African CFA Franc conversions?

Ref Finance's price volatility means that conversion values can change rapidly. West African CFA Franc, as a stablecoin, maintains a relatively consistent $1 value, making it a popular hedge during periods of high Ref Finance volatility.

What's the difference between converting Ref Finance to West African CFA Franc versus Ref Finance to USD?

Converting Ref Finance to West African CFA Franc keeps your assets in the crypto ecosystem on exchanges, while converting Ref Finance to USD involves moving to fiat currency, which may have different tax implications and often requires additional verification steps.

How quickly can I convert between Ref Finance and West African CFA Franc?

On most cryptocurrency exchanges, Ref Finance to West African CFA Franc conversions happen almost instantly. However, if you're moving assets between different platforms, the transaction might take 10-60 minutes depending on network congestion.

Are there tax implications when converting between Ref Finance and West African CFA Franc?

In many jurisdictions, converting between Ref Finance and West African CFA Franc is considered a taxable event. The transaction may trigger capital gains tax based on any appreciation in value since you acquired the Ref Finance.

What is the minimum amount of Ref Finance I can convert to West African CFA Franc?

Most exchanges have minimum trade amounts, typically around 0.0001 Ref Finance or less, though this varies by platform. Our converter can calculate even smaller theoretical amounts for reference purposes.

What drives the price relationship between Ref Finance and West African CFA Franc?

The Ref Finance/West African CFA Franc price is primarily driven by market supply and demand, Ref Finance adoption rates, regulatory news, macroeconomic factors, and institutional investment patterns.

Is it safe to convert REF to XOF?

Converting REF to XOF is generally safe when done on a reputable platform or exchange. Always use secure wallets, enable two-factor authentication, and avoid suspicious or unverified platforms.

What are the safest platforms to convert Ref Finance to West African CFA Franc?

Major exchanges like Binance, Coinbase, and Kraken are generally considered secure options for Ref Finance to West African CFA Franc conversions, with strong security measures and high liquidity.

What's the difference between XOF and USD?

XOF is a stablecoin that mirrors the value of the US Dollar but operates on blockchain networks. Unlike USD, which is issued by governments, XOF is issued by a private company and is used in crypto trading.

How can I track my Ref Finance to West African CFA Franc conversion history?

Most cryptocurrency exchanges provide transaction history reports that track all your conversions. For tax purposes, specialized crypto tax software can help aggregate conversion data across multiple platforms.

Is the REF to XOF rate updated in real time?

Yes, the REF to XOF rate on our converter updates in real time using the latest market data from major exchanges. You'll always see the most accurate conversion based on current trading activity.

Can I convert other cryptocurrencies to XOF?

Absolutely. In addition to Ref Finance (REF), our converter supports a wide range of cryptocurrencies including Ethereum (ETH), Solana (SOL), Cardano (ADA), and thousands more. Simply select your preferred crypto from the dropdown.

How accurate is this cryptocurrency converter?

Our converter pulls data from multiple trusted crypto exchanges and updates in real time. It's designed for accuracy and speed so you can make informed trading decisions quickly.

Can I track historical REF to XOF conversion rates?

Yes, many platforms — including ours — offer historical charts and data showing how REF to XOF rates have changed over time. This is helpful for identifying market trends and making strategic moves.

Why convert Ref Finance to West African CFA Franc instead of cashing out to USD?

West African CFA Franc is a stablecoin pegged to the US Dollar, making it ideal for traders who want to exit Ref Finance's volatility without leaving the crypto ecosystem. It's also faster and cheaper than converting to fiat.

How do I read REF/XOF price charts?

REF/XOF charts display price movement over time. Candlestick patterns, volume indicators, and moving averages can help identify trends. Green candles indicate price increases, while red shows decreases.

How does Ref Finance mining affect the REF to XOF conversion rate?

Ref Finance mining introduces new REF into circulation according to a predetermined schedule. As the rate of new Ref Finance creation slows with each halving event, this supply restriction can impact prices relative to XOF.

Can I use this converter on mobile?

Yes, our REF to XOF converter is mobile-friendly and works seamlessly on all devices — desktop, tablet, and smartphones.

Where can I check the real-time price and detailed information on Ref Finance (REF)?

Visit the Ref Finance (REF)Price Page to explore live price updates, market cap, 24h volume, price prediction, about section, historical charts, performance insights, community sentiment, and more—all in one place.

REF to XOF conversion tables

The exchange rate of Ref Finance is increasing.

The current value of 1 REF is 0 XOF. In other words, to buy 5 Ref Finance, it would cost you 0 XOF. Inversely, 1 XOF would allow you to trade for 0 REFwhile 50 XOF would convert to 0 REF, not including platform or gas fees.

In the last 7 days, the exchange rate has decreased by 11.59588642%. Meanwhile, in the last 24 hours, the rate has changed by -5.34054863%, which means that the highest exchange rate of 1 REF to XOF was 0 XOFand the lowest 24 hour value was 1 REF for 0 XOF. This time last month, the value of 1 REF was 0 XOF, which is a -46.38354568% decrease from where it is now.

REF to XOF performance history

Price 24H agoChange 24HPrice 1W agoChange 1WPrice 1M agoChange 1M
0 XOF-5.34%0 XOF-11.60%0 XOF-46.38%

Below are tables showing instant conversion of set amounts from Ref Finance to West African CFA Franc and vice versa.

REF to XOF

Today at 12:32 pm
Amount (REF)Today at 12:32 pm
0.5 REF0 XOF
1 REF0 XOF
5 REF0 XOF
10 REF0 XOF
50 REF0 XOF
100 REF0 XOF
500 REF0 XOF
1000 REF0 XOF

XOF to REF

Today at 12:32 pm
Amount (XOF)Today at 12:32 pm
0.5 XOF0 REF
1 XOF0 REF
5 XOF0 REF
10 XOF0 REF
50 XOF0 REF
100 XOF0 REF
500 XOF0 REF
1000 XOF0 REF

Today vs. 24 hours ago

AmountToday at 12:32 pm24 hours ago24H Change
0.5 REF0 XOF0 XOF-5.34%
1 REF0 XOF0 XOF-5.34%
5 REF0 XOF0 XOF-5.34%
10 REF0 XOF0 XOF-5.34%
50 REF0 XOF0 XOF-5.34%
100 REF0 XOF0 XOF-5.34%
500 REF0 XOF0 XOF-5.34%
1000 REF0 XOF0 XOF-5.34%

Today vs. 1 month ago

AmountToday at 12:32 pm1 month ago1M Change
0.5 REF0 XOF0 XOF-46.38%
1 REF0 XOF0 XOF-46.38%
5 REF0 XOF0 XOF-46.38%
10 REF0 XOF0 XOF-46.38%
50 REF0 XOF0 XOF-46.38%
100 REF0 XOF0 XOF-46.38%
500 REF0 XOF0 XOF-46.38%
1000 REF0 XOF0 XOF-46.38%

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