What is Ref Finance? Ref Finance is a community-led, multi-purpose DeFi platform built on the NEAR Protocol. Ref takes full advantage of NEAR’s low fees, one-to-two second finality, and WebAssembly-based runtime (hello, Rust smart contracts!).

Ref Finance provides:  – Multiple pools in one contract – Atomic transaction – Customisable pool fee

Features ↔️ Trade Trade tokens with our automated market maker (AMM) exchange. 💰 Pool Provide liquidity and earn revenue from swap fee. 🌾 Farm Stake LP tokens into farms and earn rewards in return.

🚀 Boost Farm Stake LOVE tokens to get boosted incentives on multiple farm. 🌈 Stake Stake REF tokens to earn more REF tokens, by earning fees generated by the protocol.

🗳 Vote Lock your REF<>NEAR LP tokens to get veTokens and participate in the governance of the protocol and the allocation of liquidity incentive

Inspired by Uniswap v2, Curve Finance, and iZiSwap, Ref Finance is an automated liquidity protocol powered by two constant product functions, and a discretized concentrated liquidity function: