Summer. fi
Summer.fi is the user-facing frontend for the Lazy Summer Protocol, an automated DeFi yield optimizer powered by AI-driven keepers.
Task Description
Summer.fi has confirmed a $SUMR token airdrop for users who earned $RAYS points through platform activity. The retroactive snapshot converted existing $RAYS at a rate of 2.26 $RAYS = 1 $SUMR for eligible participants who used borrowing, earning, or multiplying features since 2021. The $SUMR token launched on January 21, 2026.
A second snapshot will take place in 3 months to distribute additional $SUMR based on continued platform usage. Users can earn $SUMR in two ways:
- By depositing assets into vaults before TGE (pre-launch allocation already occurred)
- By staking $SUMR post-launch to receive boosted rewards
The protocol continues distributing $RAYS points for ongoing interactions, which convert to $SUMR in future allocations. New users who open a position of $500 or more and hold it for 14+ days can claim retroactive $RAYS points. Post-TGE, $SUMR stakers earn dual rewards in $SUMR and USDC.
Conditions
Step 1
Connect Wallet & Prepare Assets Visit summer.fi and connect your wallet (MetaMask, Coinbase Wallet, or WalletConnect supported). Purchase USDC, USDT, or ETH on Binance if needed, then bridge assets to Base or HyperEVM using Rhino Bridge if depositing on those chains.
Step 2
Deposit into Vault Select a vault strategy from the available options on Ethereum Mainnet, Base, or HyperEVM. Enter your deposit amount (minimum $500 recommended for retroactive $RAYS eligibility), approve the token spending transaction in your wallet, then confirm the deposit transaction and wait for confirmation.
Step 3
Share Referral Link After depositing into any vault, go to the ‘Beach Club’ section and share your referral link with friends to earn additional rewards through the referral program.
Step 4
Stake $SUMR Tokens Acquire and stake $SUMR tokens to receive boosted rewards and participate in the protocol’s staking incentives.
Step 5
Engage in Governance & Community Participate in governance votes at gov.summer.fi to earn additional $RAYS points. Join community calls via Discord for bonus point opportunities and stay active in the ecosystem.
Project Description
Summer.fi is the user-facing frontend for the Lazy Summer Protocol, an automated DeFi yield optimizer powered by AI-driven keepers. It manages user deposits by automatically rebalancing assets across multiple DeFi protocols to maximize yields for ETH and stablecoins, all without manual intervention. Users retain full non-custodial control while benefiting from diversified strategies that have safely managed over $10 billion in capital.
The protocol has been live on mainnet for 7 years, establishing a strong track record in automated yield farming. Summer.fi raised $11 million across two rounds: a $5 million seed in June 2021 and a $6 million Series A in April 2022, backed by investors including Libertus Capital, UDHC, Road Capital, and Global Blockchain Innovative Capital.
The platform is deployed on Ethereum Mainnet, Base, HyperEVM (Hyperliquid), Arbitrum, and Sonic, simplifying complex yield farming by eliminating the need to monitor multiple protocols or execute rebalancing transactions manually.
Frequently Asked Questions
The platform operates on Ethereum Mainnet, Base, HyperEVM (Hyperliquid), Arbitrum, and Optimism. Each chain tracks separate $RAYS points, enabling multi-chain participation.
Yes, Summer.fi provides instant liquidity. You can withdraw deposited assets at any time without lockup periods, though withdrawing stops future $RAYS accumulation and may forfeit retroactive eligibility if done before meeting the 14-day requirement.
Participating in votes at gov.summer.fi earns additional $RAYS points. Active governance members often receive bonus multipliers in airdrop calculations and help shape protocol development decisions.
Conclusion
Summer.fi delivers a confirmed airdrop opportunity through its $RAYS points system, with the first allocation snapshotted and a second round coming in 3 months. Deposit USDC, USDT, or ETH into automated vaults, hold positions for 14+ days, and engage in governance to maximize your $SUMR allocation. The January 21, 2026 TGE enabled claiming and staking for dual rewards in $SUMR and USDC. Stay active across supported chains to strengthen your position for ongoing and future distributions.